Updated according to Union Budget & Sec 115BBH / 194S

Indian Crypto Tax & TDS Calculator

Instant calculation for 30% Flat Crypto Tax, 4% Cess, and 1% TDS. Calculate your exact net profit and download your ITR-ready summary report in seconds!

Transaction Details

Enter details in INR (₹) as per your exchange history

Transaction Category

Total Buy Price (Investment)

₹

Total Sell Price (Consideration)

₹

TDS Deduction Rate (Section 194S)1% TDS on Sell Value

Important India Crypto Law Note (Section 115BBH):

Indian tax rules prohibit offsetting crypto losses against crypto gains or any other income. If you make a loss in one coin and profit in another, 30% tax is charged on the profit in full without subtracting the loss!

Tax Summary Breakdown

FY 2025-26

Gross Capital Gain (Profit)

₹50,000

30% Govt Tax (Sec 115BBH)₹15,000

4% Health & Education Cess₹600

1% TDS on Sell (Sec 194S)Refundable₹1,500

Total Tax + Cess Payable:₹15,600

Net In-Hand Profit / Return

₹1,34,400

Amount received after paying 30% Tax + 4% Cess

Crypto Tax in India 2026: Section 115BBH Explained

According to the Indian Income Tax Act (Section 115BBH), any income from the transfer of Virtual Digital Assets (VDAs) or cryptocurrencies is taxed at a flat rate of 30%, plus a 4% health and education cess. This makes the effective tax rate around 31.2% on your gross profits.

Use our Crypto Tax Calculator India to quickly determine your exact tax liability. Whether you are trading Bitcoin, Ethereum, or receiving crypto via airdrops and mining, our tool automatically calculates the 30% tax and the mandatory 1% TDS (Tax Deducted at Source) under Section 194S.

Can I offset crypto losses?

A major rule that every Indian crypto investor must know is that crypto losses cannot be set off against crypto gains or any other source of income. If you make a profit of ₹1,00,000 on Bitcoin and a loss of ₹40,000 on Ethereum, you still have to pay a 30% tax on the entire ₹1,00,000 profit. You cannot deduct the ₹40,000 loss.

Pro Tip for ITR: Keep a clean record of all your buy and sell transactions. You can use our "Copy Tax Report" button above to paste your transaction summary directly into Excel or share it with your CA while filing your ITR (Income Tax Return).

Frequently Asked Questions (Crypto Tax India)

Sabse zaroori sawal jo har Indian crypto investor ke dimaag me hote hain

Kya Crypto Loss ko Profit se set-off kar sakte hain?

Nahi bhai! According to Section 115BBH of Income Tax Act, agar aapko Bitcoin me ₹50,000 ka profit hua aur Ethereum me ₹30,000 ka loss hua, to aapko pure ₹50,000 par 30% tax (₹15,000) dena hoga. Loss subtract nahi hoga.

1% TDS ka kya matlab hai aur ye kab katata hai?

Jab bhi aap Indian exchange (WazirX, CoinDCX, CoinSwitch) par koi coin sell karte hain ya USDT to INR bechte hain, to total sell amount ka 1% TDS (Section 194S) kat ke government ko deposit hota hai. Aap apna ITR fill karte waqt is 1% TDS ka credit/refund le sakte hain.

Kya Binance ya Foreign exchanges par trade karne se tax nahi lagta?

Tax har jagah lagta hai! Government ne P2P aur foreign exchanges par bhi nazar rakhni shuru kar di hai. P2P bank transfer se INR aate hi bank transactions track hoti hain. Legal rehne ke liye sahi tax aur ITR bharna hi safe hai.

Crypto Tax bharne ki due date kya hoti hai?

Crypto income ko ITR (Income Tax Return) me 'Schedule VDA (Virtual Digital Assets)' ke under dikhana hota hai. Financial year khatam hone ke baad 31st July tak aapko ITR file karna hota hai.